Proudly Representing
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Property and Liability
Our Commercial Package Policy (Multi-Peril Package) can be tailored to meet the specific needs of your church. It includes coverage for property, liability and crime. Other coverage options are available.
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Workers Compensation
There’s no telling how or when an accident may occur. But when it does, it can cost a great deal in lost wages, hospital bills, and physical therapy – costs your church may not be able to pay.
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Business Automobile
The Business Automobile Policy provides protection for vehicles owned, rented or borrowed by your church. Because it’s so important, Southern Mutual Church Insurance provides the flexibility for you to select the policy that best fits your church’s specific needs.
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Umbrella Liability
Sometimes you want the added security of knowing that if a catastrophe occurs and a claim exceeds your primary limits, it can still be covered without causing extreme financial loss to your church. Umbrella/Excess Liability provides additional coverage over the Comprehensive Liability, Professional Liability, Business Auto Liability and Workers’ Compensation Employer’s Liability.
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Missionary Travel Insurance
Providing affordable insurance coverage for short-term or long-term mission trips as well as major medical plans for missionaries.
Advantages of partnering with SMCI:
3-year rates Guaranteed not to increase
98% policyholder retention
Loss control inspection services
Educational Workshops
A niche carrier that specializes in churches
Insurance coverages tailored to meet the specific needs of churches
An experienced and dedicated underwriting team
Best In Class claims service
“We have been blessed working with the Southern Mutual Church Insurance Company. We have seen first hand how the Company takes great care of all needs and situations including the unfortunate tornado and other disasters that may happen to a Church in crisis situations. We also enjoy working with all of the wonderful people at the Southern Mutual Home Office. Prompt attention to claims, friendly Customer Service, excellent Underwriting, great Loss Control Team and exceptional Marketing Department describes all persons who work with Southern Mutual. The Loss Control Team works personally with Churches to help identify and prevent potential hazards that protects the Church Facilities and the members. We consider it very much a privilege to work with Southern Mutual Church as they are the best Church Insurance Company in America. We look forward to representing them for many years to come.”
- The Fowlers